At Chaparral Registry & Insurance, we offer comprehensive automobile insurance solutions tailored to Alberta drivers. Whether you need basic liability protection or full coverage with collision and comprehensive add-ons, our experienced team helps you navigate your options with ease. We focus on creating personalized plans that match your driving habits, vehicle type, and budget—so you get the protection you need without overpaying.
Why Choose Our Auto Insurance Plans?
Tailored Coverage: Customize your policy with flexible options that suit your needs.Competitive Rates: Get affordable premiums without compromising on coverage.Fast Claim Settlements: Enjoy a smooth, efficient claims process when you need it most.
Navigating automobile insurance in West Lethbridge can be complex, but Chaparral Registry & Insurance makes it simple. Our experienced agents help you understand your coverage options, explain costs clearly, and tailor policies to fit your specific needs—ensuring you’re fully protected on Alberta roads.
Auto Insurance
When it comes to insuring your vehicle, there are some things that are helpful to know. Our knowledgeable agents will explain to you the different coverages available and their cost. There are many discounts available to an insured motorist, depending on your situation we could potentially offer discounts of up to 50% off!
Liability
The Alberta government requires everyone who drives a vehicle to have this coverage, and we recommend having at least a $2 million limit of coverage under liability. Third-party liability provides coverage for damages or injuries to other people and their property due to an automobile incident. It will also provide coverage for settling any legitimate claims that could arise from such an incident.
Accident Benefits
Accident benefits are also a required coverage. It provides benefits up to a limit for an insured person for medical expenses, loss of income, and funeral costs.
Family Protection
We highly recommend adding this to your policy. This Endorsement provides the insured, their spouse, and dependent relatives with additional coverage in the event they are injured or killed by an uninsured, or under-insured driver.
Optional Coverage
Just because you don’t have to purchase additional insurance doesn’t mean you shouldn’t. Banks and leasers often require full coverage be placed on any vehicle that they have financial interest in. If you are concerned about paying for damages to your own vehicle, then you will probably want to purchase additional coverage.
Specified Perils
Damages caused by fire, lightning, theft or attempted theft, windstorm, earthquake, hail, explosion, riot, falling of aircraft or its parts, or rising water. And the stranding, sinking, burning, derailment or collision of any conveyance in or upon which the automobile is being transported.
Comprehensive Coverage
Includes everything listed in specified perils, as well as any other peril, excluding only those caused by collision with objects or upset of the vehicle. Comprehensive coverage also insures your vehicle from vandalism and impact with animals.
Collision Coverage
Coverage for the insured’s vehicle should it strike or be struck by another vehicle, regardless of who was at fault. Collision coverage also covers damages in single-car accidents, such as hitting a tree or post with the automobile.
Automobile Insurance FAQ
What types of coverage do your automobile insurance plans offer?
How can I file a claim in case of an accident?