Automobile Insurance

When it comes to insuring your vehicle, there are some things that are helpful to know. Our knowledgeable agents will explain to you the different coverages available and their cost. There are many discounts available to an insured motorist, depending on your situation we could potentially offer discounts of up to 50% off!

The Alberta government requires everyone who drives a vehicle to have this coverage, and we recommend having at least a $2 million limit of coverage under liability. Third-party liability provides coverage for damages or injuries to other people and their property due to an automobile incident. It will also provide coverage for settling any legitimate claims that could arise from such an incident.

Accident benefits are also a required coverage. It provides benefits up to a limit for an insured person for medical expenses, loss of income, and funeral costs.

We highly recommend adding this to your policy. This Endorsement provides the insured, their spouse, and dependent relatives with additional coverage in the event they are injured or killed by an uninsured, or under-insured driver.

Just because you don’t have to purchase additional insurance doesn’t mean you shouldn’t. Banks and leasers often require full coverage be placed on any vehicle that they have financial interest in. If you are concerned about paying for damages to your own vehicle, then you will probably want to purchase additional coverage.

Damages caused by fire, lightning, theft or attempted theft, windstorm, earthquake, hail, explosion, riot, falling of aircraft or its parts, or rising water. And the stranding, sinking, burning, derailment or collision of any conveyance in or upon which the automobile is being transported.

Includes everything listed in specified perils, as well as any other peril, excluding only those caused by collision with objects or upset of the vehicle. Comprehensive coverage also insures your vehicle from vandalism and impact with animals.

Coverage for the insured’s vehicle should it strike or be struck by another vehicle, regardless of who was at fault. Collision coverage also covers damages in single-car accidents, such as hitting a tree or post with the automobile.

Our automobile insurance plans provide comprehensive coverage, including liability, collision, and more. We understand that each driver's needs are unique, so our plans are designed to offer a range of protections to suit various situations. Whether you're looking for coverage to protect against third-party liabilities or seeking financial assistance for damages to your own vehicle, our plans are tailored to provide the peace of mind you deserve on the road.

Filing a claim with us is a straightforward process. In the unfortunate event of an accident, simply contact our claims department immediately. Our dedicated team is available to guide you through the necessary steps, ensuring a seamless and efficient claims process. We prioritize your convenience during challenging times, and our experts are ready to assist you in promptly resolving your claim and getting you back on the road.

Absolutely. We understand that households may have multiple drivers, and our insurance policies are designed to be flexible and accommodating. You can customize your policy to include additional drivers, such as family members or others who share access to your vehicle. This ensures that everyone who gets behind the wheel is covered under the policy. Our goal is to provide you with insurance that meets your specific needs and offers the flexibility to adapt as your circumstances change.

Several factors can affect automobile insurance premiums, including your driving history, vehicle type, location, how you use your vehicle, and the coverage and deductibles you choose. Our team can help you explore your options and understand what may affect your premium.

Yes. Alberta drivers must carry the required automobile insurance to operate a vehicle on public roads legally. Mandatory coverage includes third-party liability and accident benefits, subject to Alberta’s insurance requirements. Additional options, such as collision and comprehensive coverage, can provide protection for other types of losses.

Collision coverage generally helps pay for damage to your vehicle resulting from a collision with another vehicle or object, subject to your policy terms. Comprehensive coverage generally applies to certain non-collision losses, such as theft, vandalism, fire, or specified weather-related damage. Exact protection depends on your policy, so our team can help you understand your options.